Call reports 2018
BANK OF FAYETTE COUNTY, THE — 2018
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 564,508,000 | 585,232,000 | 614,868,000 | 617,322,000 |
| Total loans | 472,279,000 | 495,000,000 | 525,296,000 | 534,499,000 |
| Allowance for loan losses | 5,339,000 | 5,349,000 | 5,247,000 | 6,024,000 |
| Securities available for sale | 46,447,000 | 46,262,000 | 46,353,000 | 42,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,637,000 | 483,478,000 | 498,957,000 | 526,007,000 |
| Interest-bearing deposits | 400,664,000 | 414,118,000 | 428,848,000 | 447,165,000 |
| Noninterest-bearing deposits | 67,973,000 | 69,360,000 | 70,109,000 | 78,842,000 |
| Equity capital | 50,378,000 | 51,992,000 | 52,536,000 | 53,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,571,000 | 13,732,000 | 21,423,000 | 29,670,000 |
| Interest expense | 1,275,000 | 2,822,000 | 4,716,000 | 6,914,000 |
| Net interest income | 5,296,000 | 10,910,000 | 16,707,000 | 22,756,000 |
| Noninterest income | 448,000 | 956,000 | 1,461,000 | 1,976,000 |
| Noninterest expense | 3,402,000 | 7,121,000 | 10,885,000 | 15,030,000 |
| Provision for loan losses | 54,000 | 242,000 | 449,000 | 1,316,000 |
| Pretax income | 2,288,000 | 4,503,000 | 6,834,000 | 8,386,000 |
| Income tax | 522,000 | 1,076,000 | 1,655,000 | 2,295,000 |
| Net income | 1,766,000 | 3,427,000 | 5,179,000 | 6,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,316,000 | 52,999,000 | 53,748,000 | 54,284,000 |
| Total capital | 56,655,000 | 58,348,000 | 58,995,000 | 60,308,000 |
| Risk-weighted assets | 437,208,000 | 454,565,000 | 488,257,000 | 491,501,000 |