Call reports 2017
BANK OF FAYETTE COUNTY, THE — 2017
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 490,501,000 | 532,085,000 | 554,690,000 | 551,763,000 |
| Total loans | 403,747,000 | 438,383,000 | 460,587,000 | 467,716,000 |
| Allowance for loan losses | 4,862,000 | 4,861,000 | 5,078,000 | 5,347,000 |
| Securities available for sale | 51,897,000 | 52,869,000 | 51,938,000 | 45,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,452,000 | 433,553,000 | 441,832,000 | 452,160,000 |
| Interest-bearing deposits | 332,906,000 | 370,793,000 | 378,482,000 | 382,947,000 |
| Noninterest-bearing deposits | 61,546,000 | 62,760,000 | 63,350,000 | 69,213,000 |
| Equity capital | 40,411,000 | 43,872,000 | 45,043,000 | 49,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,494,000 | 11,573,000 | 18,090,000 | 24,763,000 |
| Interest expense | 640,000 | 1,493,000 | 2,577,000 | 3,808,000 |
| Net interest income | 4,854,000 | 10,080,000 | 15,513,000 | 20,955,000 |
| Noninterest income | 502,000 | 946,000 | 1,374,000 | 1,881,000 |
| Noninterest expense | 3,153,000 | 6,441,000 | 9,870,000 | 13,600,000 |
| Provision for loan losses | 33,000 | 93,000 | 405,000 | 775,000 |
| Pretax income | 2,170,000 | 4,505,000 | 6,625,000 | 8,484,000 |
| Income tax | 773,000 | 1,546,000 | 2,439,000 | 3,404,000 |
| Net income | 1,397,000 | 2,959,000 | 4,186,000 | 5,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,726,000 | 43,805,000 | 45,050,000 | 49,555,000 |
| Total capital | 45,353,000 | 48,665,000 | 50,128,000 | 54,869,000 |
| Risk-weighted assets | 369,929,000 | 400,641,000 | 419,366,000 | 425,094,000 |