Call reports 2016
BANK OF FAYETTE COUNTY, THE — 2016
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 394,641,000 | 443,120,000 | 457,621,000 | 467,573,000 |
| Total loans | 317,476,000 | 347,586,000 | 370,727,000 | 384,182,000 |
| Allowance for loan losses | 4,334,000 | 4,239,000 | 4,315,000 | 4,807,000 |
| Securities available for sale | 41,318,000 | 44,394,000 | 48,876,000 | 48,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,499,000 | 383,539,000 | 373,691,000 | 385,886,000 |
| Interest-bearing deposits | 270,819,000 | 325,374,000 | 313,467,000 | 321,119,000 |
| Noninterest-bearing deposits | 57,680,000 | 58,165,000 | 60,224,000 | 64,767,000 |
| Equity capital | 35,480,000 | 36,855,000 | 37,850,000 | 38,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,476,000 | 9,218,000 | 14,441,000 | 19,879,000 |
| Interest expense | 414,000 | 916,000 | 1,493,000 | 2,091,000 |
| Net interest income | 4,062,000 | 8,302,000 | 12,948,000 | 17,788,000 |
| Noninterest income | 419,000 | 1,158,000 | 1,739,000 | 2,032,000 |
| Noninterest expense | 2,687,000 | 5,584,000 | 8,945,000 | 12,564,000 |
| Provision for loan losses | 139,000 | 275,000 | 413,000 | 1,008,000 |
| Pretax income | 1,684,000 | 3,681,000 | 5,409,000 | 6,328,000 |
| Income tax | 567,000 | 1,189,000 | 1,879,000 | 2,577,000 |
| Net income | 1,117,000 | 2,492,000 | 3,530,000 | 3,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,292,000 | 36,439,000 | 37,346,000 | 39,336,000 |
| Total capital | 38,978,000 | 40,456,000 | 41,646,000 | 43,777,000 |
| Risk-weighted assets | 294,268,000 | 321,195,000 | 344,035,000 | 354,875,000 |