Call reports 2013
BANK OF FAYETTE COUNTY, THE — 2013
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 316,350,000 | 322,140,000 | 322,730,000 | 318,690,000 |
| Total loans | 246,525,000 | 251,590,000 | 252,589,000 | 251,301,000 |
| Allowance for loan losses | 3,892,000 | 3,854,000 | 4,044,000 | 4,134,000 |
| Securities available for sale | 34,547,000 | 38,041,000 | 37,503,000 | 35,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,080,000 | 285,351,000 | 273,829,000 | 281,418,000 |
| Interest-bearing deposits | 246,614,000 | 251,885,000 | 236,963,000 | 236,360,000 |
| Noninterest-bearing deposits | 31,467,000 | 33,466,000 | 36,866,000 | 45,058,000 |
| Equity capital | 29,405,000 | 28,935,000 | 29,557,000 | 29,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,649,000 | 7,389,000 | 11,195,000 | 14,973,000 |
| Interest expense | 552,000 | 1,083,000 | 1,553,000 | 2,002,000 |
| Net interest income | 3,097,000 | 6,306,000 | 9,642,000 | 12,971,000 |
| Noninterest income | 283,000 | 501,000 | 741,000 | 936,000 |
| Noninterest expense | 2,194,000 | 4,466,000 | 6,815,000 | 9,306,000 |
| Provision for loan losses | 224,000 | 429,000 | 636,000 | 903,000 |
| Pretax income | 957,000 | 1,923,000 | 2,943,000 | 3,712,000 |
| Income tax | 351,000 | 712,000 | 1,065,000 | 1,467,000 |
| Net income | 606,000 | 1,211,000 | 1,878,000 | 2,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,239,000 | 29,619,000 | 30,300,000 | 30,343,000 |
| Total capital | 32,233,000 | 32,659,000 | 33,335,000 | 33,373,000 |
| Risk-weighted assets | 238,302,000 | 242,362,000 | 243,179,000 | 242,426,000 |