Call reports 2008
BANK OF FAYETTE COUNTY, THE — 2008
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 220,873,000 | 248,609,000 | 248,140,000 | 258,545,000 |
| Total loans | 174,496,000 | 200,393,000 | 210,042,000 | 215,318,000 |
| Allowance for loan losses | 2,456,000 | 2,368,000 | 2,538,000 | 2,976,000 |
| Securities available for sale | 28,738,000 | 25,430,000 | 22,850,000 | 20,854,000 |
| Securities held to maturity | 280,000 | 280,000 | 280,000 | 280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,133,000 | 190,701,000 | 185,804,000 | 197,375,000 |
| Interest-bearing deposits | 147,365,000 | 171,584,000 | 168,810,000 | 179,381,000 |
| Noninterest-bearing deposits | 15,768,000 | 19,117,000 | 16,994,000 | 17,994,000 |
| Equity capital | 20,955,000 | 20,666,000 | 21,158,000 | 21,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,446,000 | 6,943,000 | 10,688,000 | 14,351,000 |
| Interest expense | 1,859,000 | 3,529,000 | 5,310,000 | 7,074,000 |
| Net interest income | 1,587,000 | 3,414,000 | 5,378,000 | 7,277,000 |
| Noninterest income | 228,000 | 462,000 | 646,000 | 801,000 |
| Noninterest expense | 1,491,000 | 3,041,000 | 4,635,000 | 6,258,000 |
| Provision for loan losses | 91,000 | 203,000 | 379,000 | 948,000 |
| Pretax income | 465,000 | 907,000 | 1,285,000 | 1,183,000 |
| Income tax | 135,000 | 294,000 | 476,000 | 423,000 |
| Net income | 330,000 | 613,000 | 809,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,482,000 | 20,769,000 | 21,181,000 | 20,957,000 |
| Total capital | 22,719,000 | 23,137,000 | 23,719,000 | 23,568,000 |
| Risk-weighted assets | 178,704,000 | 202,946,000 | 207,232,000 | 208,518,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FAYETTE COUNTY, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.