Call reports 2007
BANK OF FAYETTE COUNTY, THE — 2007
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 185,717,000 | 191,756,000 | 204,360,000 | 212,163,000 |
| Total loans | 139,241,000 | 144,132,000 | 152,904,000 | 161,506,000 |
| Allowance for loan losses | 2,245,000 | 2,321,000 | 2,320,000 | 2,369,000 |
| Securities available for sale | 20,114,000 | 29,535,000 | 32,993,000 | 36,003,000 |
| Securities held to maturity | 480,000 | 280,000 | 280,000 | 280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,866,000 | 158,319,000 | 157,584,000 | 156,791,000 |
| Interest-bearing deposits | 136,557,000 | 143,857,000 | 142,274,000 | 141,533,000 |
| Noninterest-bearing deposits | 15,309,000 | 14,462,000 | 15,310,000 | 15,258,000 |
| Equity capital | 15,860,000 | 17,322,000 | 20,020,000 | 20,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,401,000 | 6,898,000 | 10,523,000 | 14,192,000 |
| Interest expense | 1,655,000 | 3,478,000 | 5,371,000 | 7,294,000 |
| Net interest income | 1,746,000 | 3,420,000 | 5,152,000 | 6,898,000 |
| Noninterest income | 268,000 | 472,000 | 661,000 | 868,000 |
| Noninterest expense | 1,200,000 | 2,478,000 | 3,827,000 | 5,325,000 |
| Provision for loan losses | 137,000 | 218,000 | 273,000 | 365,000 |
| Pretax income | 677,000 | 1,196,000 | 1,713,000 | 2,096,000 |
| Income tax | 221,000 | 467,000 | 671,000 | 744,000 |
| Net income | 456,000 | 729,000 | 1,042,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,704,000 | 17,393,000 | 19,814,000 | 20,147,000 |
| Total capital | 17,524,000 | 19,276,000 | 21,814,000 | 22,269,000 |
| Risk-weighted assets | 145,139,000 | 150,597,000 | 159,655,000 | 169,552,000 |
Machine access — free, no API key
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