Call reports 2012
HYDE PARK BANK & TRUST COMPANY — 2012
What HYDE PARK BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 401,989,000 | 389,772,000 | 392,223,000 |
| Total loans | 133,576,000 | 132,690,000 | 131,055,000 |
| Allowance for loan losses | 2,413,000 | 2,456,000 | 2,292,000 |
| Securities available for sale | 236,580,000 | 222,717,000 | 226,676,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 234,916,000 | 238,229,000 | 244,072,000 |
| Interest-bearing deposits | 183,436,000 | 184,818,000 | 186,387,000 |
| Noninterest-bearing deposits | 51,480,000 | 53,411,000 | 57,685,000 |
| Equity capital | 32,349,000 | 33,510,000 | 35,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 3,428,000 | 6,796,000 | 10,028,000 |
| Interest expense | 1,104,000 | 2,158,000 | 3,199,000 |
| Net interest income | 2,324,000 | 4,638,000 | 6,829,000 |
| Noninterest income | 288,000 | 624,000 | 893,000 |
| Noninterest expense | 2,380,000 | 4,562,000 | 6,888,000 |
| Provision for loan losses | 675,000 | 675,000 | 600,000 |
| Pretax income | 694,000 | 1,630,000 | 1,866,000 |
| Income tax | 220,000 | 545,000 | 586,000 |
| Net income | 474,000 | 1,085,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 37,080,000 | 37,367,000 | 37,343,000 |
| Total capital | 39,493,000 | 39,823,000 | 39,635,000 |
| Risk-weighted assets | 256,343,000 | 268,905,000 | 271,877,000 |