Call reports 2011
HYDE PARK BANK & TRUST COMPANY — 2011
What HYDE PARK BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 406,846,000 | 403,028,000 | 394,832,000 | 395,776,000 |
| Total loans | 143,629,000 | 145,336,000 | 141,772,000 | 134,313,000 |
| Allowance for loan losses | 1,936,000 | 2,012,000 | 1,898,000 | 1,862,000 |
| Securities available for sale | 234,481,000 | 214,426,000 | 213,085,000 | 202,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,381,000 | 232,920,000 | 234,101,000 | 235,200,000 |
| Interest-bearing deposits | 182,095,000 | 183,325,000 | 185,968,000 | 181,622,000 |
| Noninterest-bearing deposits | 43,286,000 | 49,595,000 | 48,133,000 | 53,578,000 |
| Equity capital | 32,186,000 | 34,108,000 | 34,111,000 | 32,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,814,000 | 7,520,000 | 11,220,000 | 14,762,000 |
| Interest expense | 1,277,000 | 2,538,000 | 3,745,000 | 4,900,000 |
| Net interest income | 2,537,000 | 4,982,000 | 7,475,000 | 9,862,000 |
| Noninterest income | 273,000 | 583,000 | 753,000 | 923,000 |
| Noninterest expense | 2,499,000 | 4,928,000 | 8,046,000 | 9,301,000 |
| Provision for loan losses | 100,000 | 200,000 | 1,300,000 | 2,500,000 |
| Pretax income | 261,000 | 858,000 | 1,178,000 | 1,667,000 |
| Income tax | -6,000 | 127,000 | 153,000 | 266,000 |
| Net income | 267,000 | 731,000 | 1,025,000 | 1,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,619,000 | 36,786,000 | 36,808,000 | 36,927,000 |
| Total capital | 38,555,000 | 38,798,000 | 38,706,000 | 38,789,000 |
| Risk-weighted assets | 234,768,000 | 231,778,000 | 252,370,000 | 261,117,000 |