Call reports 2010
HERITAGEBANK OF THE SOUTH — 2010
What HERITAGEBANK OF THE SOUTH reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 570,584,000 | 658,732,000 | 679,785,000 | 727,307,000 |
| Total loans | 342,495,000 | 389,185,000 | 414,679,000 | 419,222,000 |
| Allowance for loan losses | 5,816,000 | 6,027,000 | 6,534,000 | 8,101,000 |
| Securities available for sale | 115,097,000 | 155,922,000 | 161,317,000 | 212,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,724,000 | 519,421,000 | 538,549,000 | 540,184,000 |
| Interest-bearing deposits | 400,028,000 | 469,490,000 | 487,378,000 | 489,474,000 |
| Noninterest-bearing deposits | 31,696,000 | 49,931,000 | 51,171,000 | 50,710,000 |
| Equity capital | 55,413,000 | 56,377,000 | 57,243,000 | 86,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,439,000 | 13,286,000 | 20,674,000 | 28,400,000 |
| Interest expense | 2,038,000 | 4,197,000 | 6,487,000 | 8,274,000 |
| Net interest income | 4,401,000 | 9,089,000 | 14,187,000 | 20,126,000 |
| Noninterest income | 1,897,000 | 3,965,000 | 6,364,000 | 12,215,000 |
| Noninterest expense | 4,748,000 | 10,694,000 | 18,286,000 | 25,290,000 |
| Provision for loan losses | 500,000 | 1,150,000 | 2,100,000 | 5,500,000 |
| Pretax income | 1,202,000 | 1,370,000 | 395,000 | 1,845,000 |
| Income tax | 290,000 | 209,000 | -429,000 | -58,000 |
| Net income | 912,000 | 1,161,000 | 824,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,033,000 | 51,800,000 | 52,107,000 | 83,083,000 |
| Total capital | 56,719,000 | 57,040,000 | 57,552,000 | 88,712,000 |
| Risk-weighted assets | 371,789,000 | 417,523,000 | 433,680,000 | 446,742,000 |
Machine access — free, no API key
Every figure shown here about HERITAGEBANK OF THE SOUTH — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.