Call reports 2025
ROSEDALE BANK — 2025
What ROSEDALE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,265,751,000 | 1,271,074,000 | 1,306,842,000 | 1,320,116,000 |
| Total loans | 917,160,000 | 931,079,000 | 928,470,000 | 956,785,000 |
| Allowance for loan losses | 8,134,000 | 8,319,000 | 8,311,000 | 8,020,000 |
| Securities available for sale | 180,194,000 | 176,859,000 | 179,705,000 | 184,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,011,119,000 | 1,015,380,000 | 1,047,500,000 | 1,058,410,000 |
| Interest-bearing deposits | 948,185,000 | 948,414,000 | 983,745,000 | 994,010,000 |
| Noninterest-bearing deposits | 62,934,000 | 66,966,000 | 63,755,000 | 64,400,000 |
| Equity capital | 247,883,000 | 248,816,000 | 251,242,000 | 253,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,830,000 | 25,894,000 | 39,175,000 | 53,180,000 |
| Interest expense | 6,245,000 | 12,072,000 | 17,745,000 | 23,654,000 |
| Net interest income | 6,585,000 | 13,822,000 | 21,430,000 | 29,526,000 |
| Noninterest income | 387,000 | 934,000 | 1,492,000 | 2,258,000 |
| Noninterest expense | 6,919,000 | 13,930,000 | 21,002,000 | 28,617,000 |
| Provision for loan losses | 302,000 | 468,000 | 479,000 | 198,000 |
| Pretax income | -236,000 | 398,000 | 1,486,000 | 3,021,000 |
| Income tax | -65,000 | 110,000 | 410,000 | 647,000 |
| Net income | -171,000 | 288,000 | 1,076,000 | 2,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,180,000 | 250,735,000 | 248,092,000 | 250,143,000 |