Call reports 2024
ROSEDALE BANK — 2024
What ROSEDALE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,325,697,000 | 1,328,609,000 | 1,296,877,000 | 1,262,622,000 |
| Total loans | 912,820,000 | 915,613,000 | 897,115,000 | 893,588,000 |
| Allowance for loan losses | 8,509,000 | 8,374,000 | 8,028,000 | 7,796,000 |
| Securities available for sale | 171,032,000 | 172,276,000 | 181,126,000 | 180,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 992,183,000 | 1,004,862,000 | 1,010,046,000 | 1,009,743,000 |
| Interest-bearing deposits | 930,263,000 | 940,253,000 | 953,528,000 | 952,464,000 |
| Noninterest-bearing deposits | 61,920,000 | 64,609,000 | 56,518,000 | 57,279,000 |
| Equity capital | 244,033,000 | 244,016,000 | 249,311,000 | 246,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,485,000 | 27,116,000 | 41,001,000 | 54,060,000 |
| Interest expense | 5,978,000 | 12,771,000 | 20,022,000 | 26,807,000 |
| Net interest income | 7,507,000 | 14,345,000 | 20,979,000 | 27,253,000 |
| Noninterest income | 294,000 | 615,000 | 951,000 | 1,561,000 |
| Noninterest expense | 6,524,000 | 13,340,000 | 19,920,000 | 26,391,000 |
| Provision for loan losses | -82,000 | -231,000 | -412,000 | -750,000 |
| Pretax income | 1,360,000 | 1,845,000 | 2,454,000 | 3,173,000 |
| Income tax | 374,000 | 508,000 | 678,000 | 741,000 |
| Net income | 986,000 | 1,337,000 | 1,776,000 | 2,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,158,000 | 248,605,000 | 249,137,000 | 250,293,000 |