Call reports 2023
ROSEDALE BANK — 2023
What ROSEDALE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,230,779,000 | 1,237,848,000 | 1,229,305,000 | 1,286,171,000 |
| Total loans | 924,227,000 | 923,361,000 | 928,422,000 | 924,494,000 |
| Allowance for loan losses | 7,881,000 | 7,983,000 | 7,771,000 | 8,515,000 |
| Securities available for sale | 182,509,000 | 176,692,000 | 168,249,000 | 175,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 954,839,000 | 951,214,000 | 945,283,000 | 953,487,000 |
| Interest-bearing deposits | 893,598,000 | 889,225,000 | 889,260,000 | 897,445,000 |
| Noninterest-bearing deposits | 61,241,000 | 61,989,000 | 56,023,000 | 56,042,000 |
| Equity capital | 240,097,000 | 239,967,000 | 236,514,000 | 244,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,047,000 | 23,410,000 | 35,181,000 | 47,410,000 |
| Interest expense | 2,353,000 | 5,622,000 | 9,655,000 | 14,387,000 |
| Net interest income | 8,694,000 | 17,788,000 | 25,526,000 | 33,023,000 |
| Noninterest income | 249,000 | 555,000 | 966,000 | 1,286,000 |
| Noninterest expense | 6,727,000 | 13,785,000 | 20,404,000 | 27,006,000 |
| Provision for loan losses | -508,000 | -746,000 | -961,000 | -219,000 |
| Pretax income | 2,724,000 | 5,306,000 | 7,062,000 | 6,360,000 |
| Income tax | 752,000 | 1,463,000 | 1,946,000 | 1,600,000 |
| Net income | 1,972,000 | 3,843,000 | 5,116,000 | 4,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,644,000 | 245,574,000 | 246,942,000 | 247,078,000 |