Call reports 2022
ROSEDALE BANK — 2022
What ROSEDALE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,063,151,000 | 1,068,623,000 | 1,217,686,000 | 1,212,712,000 |
| Total loans | 663,927,000 | 715,769,000 | 898,234,000 | 905,193,000 |
| Allowance for loan losses | 6,129,000 | 6,488,000 | 6,996,000 | 7,000,000 |
| Securities available for sale | 217,024,000 | 206,970,000 | 184,717,000 | 182,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,177,000 | 822,714,000 | 972,879,000 | 945,720,000 |
| Interest-bearing deposits | 777,408,000 | 787,721,000 | 902,127,000 | 882,839,000 |
| Noninterest-bearing deposits | 33,769,000 | 34,993,000 | 70,752,000 | 62,881,000 |
| Equity capital | 245,990,000 | 240,064,000 | 233,099,000 | 235,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,379,000 | 15,234,000 | 25,436,000 | 36,370,000 |
| Interest expense | 1,125,000 | 2,207,000 | 3,370,000 | 4,949,000 |
| Net interest income | 6,254,000 | 13,027,000 | 22,066,000 | 31,421,000 |
| Noninterest income | 172,000 | 400,000 | 679,000 | 947,000 |
| Noninterest expense | 6,001,000 | 11,741,000 | 19,585,000 | 27,704,000 |
| Provision for loan losses | -429,000 | -98,000 | 383,000 | 387,000 |
| Pretax income | 854,000 | 1,784,000 | 2,704,000 | 4,204,000 |
| Income tax | 235,000 | 491,000 | 816,000 | 1,094,000 |
| Net income | 619,000 | 1,293,000 | 1,888,000 | 3,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,965,000 | 256,646,000 | 237,672,000 | 242,482,000 |