Call reports 2021
ROSEDALE BANK — 2021
What ROSEDALE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,042,416,000 | 1,053,789,000 | 1,053,483,000 | 1,058,278,000 |
| Total loans | 697,036,000 | 695,683,000 | 676,200,000 | 664,213,000 |
| Allowance for loan losses | 7,102,000 | 6,913,000 | 6,887,000 | 6,556,000 |
| Securities available for sale | 170,000,000 | 197,070,000 | 207,462,000 | 224,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 788,370,000 | 797,782,000 | 796,143,000 | 800,673,000 |
| Interest-bearing deposits | 757,310,000 | 764,270,000 | 767,363,000 | 770,053,000 |
| Noninterest-bearing deposits | 31,060,000 | 33,512,000 | 28,780,000 | 30,620,000 |
| Equity capital | 251,053,000 | 253,480,000 | 254,056,000 | 254,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,822,000 | 15,462,000 | 23,651,000 | 31,513,000 |
| Interest expense | 1,571,000 | 3,040,000 | 4,390,000 | 5,645,000 |
| Net interest income | 6,251,000 | 12,422,000 | 19,261,000 | 25,868,000 |
| Noninterest income | 150,000 | 320,000 | 499,000 | 526,000 |
| Noninterest expense | 4,859,000 | 9,785,000 | 14,550,000 | 19,567,000 |
| Provision for loan losses | -347,000 | -550,000 | -585,000 | -972,000 |
| Pretax income | 1,889,000 | 3,507,000 | 5,795,000 | 7,799,000 |
| Income tax | 520,000 | 965,000 | 1,595,000 | 2,005,000 |
| Net income | 1,369,000 | 2,542,000 | 4,200,000 | 5,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,893,000 | 252,073,000 | 253,741,000 | 255,340,000 |