Call reports 2020
ROSEDALE BANK — 2020
What ROSEDALE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 979,576,000 | 1,002,784,000 | 1,017,856,000 | 1,021,460,000 |
| Total loans | 718,210,000 | 755,223,000 | 741,411,000 | 712,595,000 |
| Allowance for loan losses | 6,672,000 | 7,116,000 | 7,137,000 | 7,367,000 |
| Securities available for sale | 110,679,000 | 116,056,000 | 129,471,000 | 148,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,250,000 | 750,729,000 | 764,857,000 | 766,081,000 |
| Interest-bearing deposits | 708,370,000 | 724,393,000 | 742,641,000 | 742,805,000 |
| Noninterest-bearing deposits | 20,880,000 | 26,336,000 | 22,216,000 | 23,276,000 |
| Equity capital | 247,781,000 | 249,338,000 | 250,096,000 | 252,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,683,000 | 16,836,000 | 24,884,000 | 34,154,000 |
| Interest expense | 2,286,000 | 4,485,000 | 6,587,000 | 8,486,000 |
| Net interest income | 6,397,000 | 12,351,000 | 18,297,000 | 25,668,000 |
| Noninterest income | 177,000 | 319,000 | 468,000 | 620,000 |
| Noninterest expense | 5,542,000 | 10,210,000 | 14,822,000 | 19,286,000 |
| Provision for loan losses | 1,360,000 | 1,813,000 | 1,827,000 | 2,335,000 |
| Pretax income | -328,000 | 647,000 | 2,116,000 | 4,667,000 |
| Income tax | -90,000 | 178,000 | 582,000 | 1,189,000 |
| Net income | -238,000 | 469,000 | 1,534,000 | 3,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,768,000 | 246,486,000 | 247,562,000 | 249,516,000 |