Call reports 2019
ROSEDALE BANK — 2019
What ROSEDALE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 955,573,000 | 963,257,000 | 961,485,000 | 973,372,000 |
| Total loans | 699,834,000 | 699,631,000 | 715,589,000 | 719,794,000 |
| Allowance for loan losses | 5,289,000 | 5,326,000 | 5,446,000 | 5,419,000 |
| Securities available for sale | 137,593,000 | 136,159,000 | 129,741,000 | 112,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,213,000 | 717,663,000 | 713,809,000 | 724,649,000 |
| Interest-bearing deposits | 695,649,000 | 697,937,000 | 696,971,000 | 703,151,000 |
| Noninterest-bearing deposits | 17,564,000 | 19,726,000 | 16,838,000 | 21,498,000 |
| Equity capital | 240,080,000 | 243,174,000 | 244,793,000 | 246,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,837,000 | 17,659,000 | 26,576,000 | 35,448,000 |
| Interest expense | 1,912,000 | 3,980,000 | 6,193,000 | 8,478,000 |
| Net interest income | 6,925,000 | 13,679,000 | 20,383,000 | 26,970,000 |
| Noninterest income | 296,000 | 464,000 | 596,000 | 722,000 |
| Noninterest expense | 4,808,000 | 9,940,000 | 14,952,000 | 19,816,000 |
| Provision for loan losses | -232,000 | -450,000 | -303,000 | -470,000 |
| Pretax income | 2,652,000 | 4,660,000 | 6,337,000 | 8,354,000 |
| Income tax | 730,000 | 1,282,000 | 1,744,000 | 2,187,000 |
| Net income | 1,922,000 | 3,378,000 | 4,593,000 | 6,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 241,709,000 | 243,180,000 | 244,411,000 | 245,995,000 |
| Total capital | 247,155,000 | 248,679,000 | 250,071,000 | 251,714,000 |
| Risk-weighted assets | 585,625,000 | 583,331,000 | 592,673,000 | 594,751,000 |