Call reports 2018
ROSEDALE BANK — 2018
What ROSEDALE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 962,762,000 | 962,743,000 | 942,299,000 | 953,855,000 |
| Total loans | 668,925,000 | 677,246,000 | 685,796,000 | 698,927,000 |
| Allowance for loan losses | 5,349,000 | 5,250,000 | 5,339,000 | 5,528,000 |
| Securities available for sale | 162,826,000 | 157,498,000 | 156,578,000 | 155,330,000 |
| Securities held to maturity | 28,606,000 | 27,675,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,679,000 | 728,007,000 | 706,496,000 | 714,649,000 |
| Interest-bearing deposits | 713,065,000 | 710,800,000 | 692,479,000 | 700,153,000 |
| Noninterest-bearing deposits | 16,614,000 | 17,207,000 | 14,017,000 | 14,496,000 |
| Equity capital | 231,067,000 | 232,239,000 | 232,924,000 | 236,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,613,000 | 17,262,000 | 26,032,000 | 34,784,000 |
| Interest expense | 1,308,000 | 2,721,000 | 4,248,000 | 5,993,000 |
| Net interest income | 7,305,000 | 14,541,000 | 21,784,000 | 28,791,000 |
| Noninterest income | 140,000 | 281,000 | -30,000 | -55,000 |
| Noninterest expense | 4,580,000 | 9,338,000 | 13,967,000 | 19,092,000 |
| Provision for loan losses | 335,000 | 467,000 | 518,000 | 612,000 |
| Pretax income | 2,530,000 | 5,017,000 | 7,178,000 | 8,941,000 |
| Income tax | 696,000 | 1,381,000 | 1,975,000 | 2,204,000 |
| Net income | 1,834,000 | 3,636,000 | 5,203,000 | 6,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,814,000 | 236,637,000 | 238,221,000 | 239,772,000 |
| Total capital | 240,325,000 | 242,070,000 | 243,711,000 | 245,456,000 |
| Risk-weighted assets | 551,989,000 | 555,181,000 | 560,810,000 | 571,004,000 |