Call reports 2017
ROSEDALE BANK — 2017
What ROSEDALE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 831,247,000 | 830,741,000 | 821,701,000 | 971,729,000 |
| Total loans | 552,288,000 | 560,627,000 | 570,566,000 | 658,702,000 |
| Allowance for loan losses | 4,454,000 | 4,553,000 | 4,920,000 | 5,163,000 |
| Securities available for sale | 137,306,000 | 139,357,000 | 135,548,000 | 169,657,000 |
| Securities held to maturity | 33,574,000 | 31,928,000 | 30,565,000 | 29,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,735,000 | 621,354,000 | 611,317,000 | 736,033,000 |
| Interest-bearing deposits | 611,086,000 | 607,725,000 | 598,841,000 | 721,107,000 |
| Noninterest-bearing deposits | 11,649,000 | 13,629,000 | 12,476,000 | 14,926,000 |
| Equity capital | 206,577,000 | 207,835,000 | 208,576,000 | 231,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,384,000 | 14,737,000 | 22,290,000 | 30,944,000 |
| Interest expense | 995,000 | 1,999,000 | 3,010,000 | 4,254,000 |
| Net interest income | 6,389,000 | 12,738,000 | 19,280,000 | 26,690,000 |
| Noninterest income | 61,000 | 241,000 | 318,000 | 505,000 |
| Noninterest expense | 4,111,000 | 8,757,000 | 13,965,000 | 19,665,000 |
| Provision for loan losses | 60,000 | 552,000 | 954,000 | 1,395,000 |
| Pretax income | 2,279,000 | 3,670,000 | 4,679,000 | 6,135,000 |
| Income tax | 920,000 | 1,481,000 | 1,888,000 | 3,291,000 |
| Net income | 1,359,000 | 2,189,000 | 2,791,000 | 2,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,243,000 | 209,073,000 | 209,674,000 | 232,707,000 |
| Total capital | 212,799,000 | 213,706,000 | 214,661,000 | 238,008,000 |
| Risk-weighted assets | 472,569,000 | 485,164,000 | 486,108,000 | 538,828,000 |