Call reports 2014
ROSEDALE BANK — 2014
What ROSEDALE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 801,098,000 | 803,497,000 | 799,253,000 | 798,890,000 |
| Total loans | 511,331,000 | 512,887,000 | 503,376,000 | 504,840,000 |
| Allowance for loan losses | 4,032,000 | 4,151,000 | 4,038,000 | 4,118,000 |
| Securities available for sale | 0 | 0 | 0 | 9,969,000 |
| Securities held to maturity | 234,685,000 | 232,826,000 | 225,806,000 | 219,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,144,000 | 616,364,000 | 608,871,000 | 606,962,000 |
| Interest-bearing deposits | 606,152,000 | 606,237,000 | 599,659,000 | 597,978,000 |
| Noninterest-bearing deposits | 8,992,000 | 10,127,000 | 9,212,000 | 8,984,000 |
| Equity capital | 183,370,000 | 185,809,000 | 188,452,000 | 191,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,667,000 | 17,142,000 | 25,479,000 | 33,753,000 |
| Interest expense | 971,000 | 1,961,000 | 2,965,000 | 3,973,000 |
| Net interest income | 7,696,000 | 15,181,000 | 22,514,000 | 29,780,000 |
| Noninterest income | -36,000 | -39,000 | -61,000 | 5,000 |
| Noninterest expense | 2,916,000 | 6,007,000 | 9,152,000 | 12,447,000 |
| Provision for loan losses | -109,000 | 142,000 | -269,000 | -46,000 |
| Pretax income | 4,853,000 | 8,993,000 | 13,570,000 | 17,384,000 |
| Income tax | 2,046,000 | 3,746,000 | 5,681,000 | 6,704,000 |
| Net income | 2,807,000 | 5,247,000 | 7,889,000 | 10,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,370,000 | 185,809,000 | 188,452,000 | 191,242,000 |
| Total capital | 187,480,000 | 190,045,000 | 192,566,000 | 195,437,000 |
| Risk-weighted assets | 436,656,000 | 442,091,000 | 437,106,000 | 437,034,000 |