Call reports 2012
ROSEDALE BANK — 2012
What ROSEDALE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 800,613,000 | 810,109,000 | 800,304,000 | 797,299,000 |
| Total loans | 487,015,000 | 485,446,000 | 491,502,000 | 485,987,000 |
| Allowance for loan losses | 1,996,000 | 2,179,000 | 2,249,000 | 4,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 235,483,000 | 204,574,000 | 190,930,000 | 210,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,646,000 | 641,770,000 | 630,024,000 | 626,346,000 |
| Interest-bearing deposits | 628,305,000 | 635,246,000 | 624,757,000 | 621,641,000 |
| Noninterest-bearing deposits | 5,341,000 | 6,524,000 | 5,267,000 | 4,705,000 |
| Equity capital | 164,738,000 | 167,093,000 | 168,727,000 | 170,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,743,000 | 17,724,000 | 25,971,000 | 34,550,000 |
| Interest expense | 1,819,000 | 3,557,000 | 5,027,000 | 6,313,000 |
| Net interest income | 6,924,000 | 14,167,000 | 20,944,000 | 28,237,000 |
| Noninterest income | -264,000 | -199,000 | -477,000 | -454,000 |
| Noninterest expense | 2,728,000 | 5,728,000 | 8,512,000 | 11,169,000 |
| Provision for loan losses | -1,440,000 | -932,000 | -19,000 | 1,906,000 |
| Pretax income | 5,372,000 | 9,172,000 | 11,974,000 | 14,708,000 |
| Income tax | 2,063,000 | 3,532,000 | 4,700,000 | 5,892,000 |
| Net income | 3,309,000 | 5,640,000 | 7,274,000 | 8,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,738,000 | 162,559,000 | 165,381,000 | 166,615,000 |
| Total capital | 166,734,000 | 164,796,000 | 167,679,000 | 170,715,000 |
| Risk-weighted assets | 406,565,000 | 408,300,000 | 410,195,000 | 404,552,000 |