Call reports 2025
PCSB BANK — 2025
What PCSB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 2,080,144,000 | 2,100,952,000 |
| Total loans | 1,369,402,000 | 1,345,388,000 |
| Allowance for loan losses | 16,623,000 | 16,307,000 |
| Securities available for sale | 237,437,000 | 231,368,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 10,690,000 | 8,123,000 |
| Total deposits | 1,751,848,000 | 1,776,695,000 |
| Interest-bearing deposits | 1,542,007,000 | 1,565,102,000 |
| Noninterest-bearing deposits | 209,841,000 | 211,593,000 |
| Equity capital | 289,340,000 | 289,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 25,600,000 | 51,763,000 |
| Interest expense | 11,754,000 | 23,306,000 |
| Net interest income | 13,846,000 | 28,457,000 |
| Noninterest income | 629,000 | 1,233,000 |
| Noninterest expense | 9,992,000 | 19,721,000 |
| Provision for loan losses | -368,000 | 1,496,000 |
| Pretax income | 4,916,000 | 8,623,000 |
| Income tax | 1,186,000 | 2,043,000 |
| Net income | 3,730,000 | 6,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 201,037,000 | 203,899,000 |
| Total capital | 218,181,000 | 220,639,000 |
| Risk-weighted assets | 1,423,238,000 | 1,396,388,000 |