Call reports 2024
PCSB BANK — 2024
What PCSB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,006,689,000 | 2,059,006,000 | 2,094,031,000 | 2,113,421,000 |
| Total loans | 1,346,888,000 | 1,346,142,000 | 1,369,680,000 | 1,378,948,000 |
| Allowance for loan losses | 14,662,000 | 17,171,000 | 16,384,000 | 16,985,000 |
| Securities available for sale | 290,805,000 | 268,531,000 | 260,307,000 | 252,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 14,210,000 | 14,374,000 | 10,291,000 | 13,311,000 |
| Total deposits | 1,681,955,000 | 1,714,703,000 | 1,718,428,000 | 1,717,053,000 |
| Interest-bearing deposits | 1,470,801,000 | 1,500,379,000 | 1,505,776,000 | 1,513,884,000 |
| Noninterest-bearing deposits | 211,154,000 | 214,324,000 | 212,652,000 | 203,169,000 |
| Equity capital | 280,407,000 | 280,181,000 | 287,830,000 | 284,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 24,972,000 | 50,978,000 | 77,606,000 | 103,382,000 |
| Interest expense | 11,264,000 | 23,256,000 | 35,742,000 | 47,736,000 |
| Net interest income | 13,708,000 | 27,722,000 | 41,864,000 | 55,646,000 |
| Noninterest income | 695,000 | 1,343,000 | 1,884,000 | 2,365,000 |
| Noninterest expense | 11,100,000 | 21,973,000 | 32,577,000 | 43,042,000 |
| Provision for loan losses | -11,000 | 2,516,000 | 1,721,000 | 2,337,000 |
| Pretax income | 3,386,000 | 4,737,000 | 10,162,000 | 13,677,000 |
| Income tax | 843,000 | 1,154,000 | 2,203,000 | 3,062,000 |
| Net income | 2,543,000 | 3,583,000 | 7,959,000 | 10,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,082,000 | 191,319,000 | 195,397,000 | 197,296,000 |
| Total capital | 205,010,000 | 209,159,000 | 212,609,000 | 214,879,000 |
| Risk-weighted assets | 1,404,706,000 | 1,426,696,000 | 1,432,382,000 | 1,437,247,000 |