Call reports 2022
PCSB BANK — 2022
What PCSB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,981,868,000 | 1,988,675,000 | 1,940,423,000 | 1,949,094,000 |
| Total loans | 1,287,387,000 | 1,322,705,000 | 1,343,761,000 | 1,365,759,000 |
| Allowance for loan losses | 8,711,000 | 8,927,000 | 9,048,000 | 9,296,000 |
| Securities available for sale | 37,186,000 | 34,621,000 | 32,431,000 | 32,270,000 |
| Securities held to maturity | 418,084,000 | 428,043,000 | 421,703,000 | 410,695,000 |
| Trading assets | 4,843,000 | 8,223,000 | 14,774,000 | 13,600,000 |
| Total deposits | 1,652,662,000 | 1,657,190,000 | 1,619,923,000 | 1,613,198,000 |
| Interest-bearing deposits | 1,407,196,000 | 1,410,913,000 | 1,391,254,000 | 1,382,409,000 |
| Noninterest-bearing deposits | 245,466,000 | 246,277,000 | 228,669,000 | 230,789,000 |
| Equity capital | 246,971,000 | 248,691,000 | 252,931,000 | 248,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,215,000 | 29,612,000 | 46,420,000 | 64,208,000 |
| Interest expense | 1,562,000 | 3,098,000 | 5,079,000 | 7,946,000 |
| Net interest income | 12,653,000 | 26,514,000 | 41,341,000 | 56,262,000 |
| Noninterest income | 972,000 | 2,115,000 | 2,922,000 | 3,626,000 |
| Noninterest expense | 8,741,000 | 17,758,000 | 26,932,000 | 56,833,000 |
| Provision for loan losses | 286,000 | 495,000 | 576,000 | 841,000 |
| Pretax income | 4,598,000 | 10,376,000 | 16,755,000 | 2,214,000 |
| Income tax | 964,000 | 2,263,000 | 3,574,000 | 2,964,000 |
| Net income | 3,634,000 | 8,113,000 | 13,181,000 | -750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,410,000 | 251,144,000 | 256,469,000 | 251,494,000 |
| Total capital | 255,121,000 | 260,071,000 | 265,517,000 | 260,790,000 |
| Risk-weighted assets | 1,430,752,000 | 1,458,451,000 | 1,485,368,000 | 1,499,659,000 |