Call reports 2021
PCSB BANK — 2021
What PCSB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,852,585,000 | 1,874,243,000 | 1,872,147,000 | 1,885,763,000 |
| Total loans | 1,253,892,000 | 1,227,443,000 | 1,213,698,000 | 1,249,295,000 |
| Allowance for loan losses | 7,865,000 | 7,881,000 | 8,159,000 | 8,429,000 |
| Securities available for sale | 37,610,000 | 57,387,000 | 45,016,000 | 43,687,000 |
| Securities held to maturity | 324,841,000 | 347,473,000 | 383,644,000 | 394,544,000 |
| Trading assets | 4,425,000 | 4,232,000 | 4,088,000 | 3,824,000 |
| Total deposits | 1,492,777,000 | 1,529,483,000 | 1,534,609,000 | 1,552,219,000 |
| Interest-bearing deposits | 1,288,799,000 | 1,309,628,000 | 1,317,382,000 | 1,335,741,000 |
| Noninterest-bearing deposits | 203,978,000 | 219,855,000 | 217,227,000 | 216,478,000 |
| Equity capital | 230,311,000 | 237,082,000 | 240,890,000 | 245,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,935,000 | 28,534,000 | 42,776,000 | 57,665,000 |
| Interest expense | 2,378,000 | 4,474,000 | 6,255,000 | 7,955,000 |
| Net interest income | 11,557,000 | 24,060,000 | 36,521,000 | 49,710,000 |
| Noninterest income | 535,000 | 1,158,000 | 1,821,000 | 3,065,000 |
| Noninterest expense | 8,483,000 | 17,280,000 | 25,812,000 | 34,469,000 |
| Provision for loan losses | -894,000 | -889,000 | -876,000 | -612,000 |
| Pretax income | 4,617,000 | 8,941,000 | 13,520,000 | 19,032,000 |
| Income tax | 973,000 | 1,849,000 | 2,760,000 | 3,882,000 |
| Net income | 3,644,000 | 7,092,000 | 10,760,000 | 15,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 230,237,000 | 233,944,000 | 237,874,000 | 242,523,000 |
| Total capital | 238,102,000 | 241,825,000 | 246,033,000 | 250,952,000 |
| Risk-weighted assets | 1,299,160,000 | 1,304,723,000 | 1,333,040,000 | 1,372,853,000 |