Call reports 2020
PCSB BANK — 2020
What PCSB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,695,336,000 | 1,791,689,000 | 1,790,028,000 | 1,788,574,000 |
| Total loans | 1,219,358,000 | 1,258,835,000 | 1,216,084,000 | 1,230,617,000 |
| Allowance for loan losses | 8,346,000 | 8,639,000 | 8,672,000 | 8,677,000 |
| Securities available for sale | 45,992,000 | 37,426,000 | 31,140,000 | 43,282,000 |
| Securities held to maturity | 273,146,000 | 286,522,000 | 307,867,000 | 282,558,000 |
| Trading assets | 6,644,000 | 8,305,000 | 8,094,000 | 6,990,000 |
| Total deposits | 1,330,058,000 | 1,425,939,000 | 1,421,949,000 | 1,420,401,000 |
| Interest-bearing deposits | 1,183,233,000 | 1,233,020,000 | 1,237,256,000 | 1,227,850,000 |
| Noninterest-bearing deposits | 146,825,000 | 192,919,000 | 184,693,000 | 192,551,000 |
| Equity capital | 219,194,000 | 220,222,000 | 223,383,000 | 226,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,343,000 | 30,174,000 | 44,714,000 | 58,951,000 |
| Interest expense | 3,957,000 | 7,468,000 | 10,569,000 | 13,393,000 |
| Net interest income | 11,386,000 | 22,706,000 | 34,145,000 | 45,558,000 |
| Noninterest income | 609,000 | 1,842,000 | 2,490,000 | 3,288,000 |
| Noninterest expense | 8,447,000 | 16,894,000 | 25,432,000 | 33,954,000 |
| Provision for loan losses | 2,008,000 | 2,318,000 | 2,427,000 | 2,534,000 |
| Pretax income | 1,577,000 | 5,374,000 | 8,814,000 | 12,395,000 |
| Income tax | 360,000 | 1,194,000 | 1,904,000 | 2,721,000 |
| Net income | 1,217,000 | 4,180,000 | 6,910,000 | 9,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,068,000 | 220,310,000 | 223,304,000 | 226,335,000 |
| Total capital | 225,414,000 | 228,949,000 | 231,976,000 | 235,012,000 |
| Risk-weighted assets | 1,292,321,000 | 1,297,525,000 | 1,271,727,000 | 1,275,911,000 |