Call reports 2019
PCSB BANK — 2019
What PCSB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,523,131,000 | 1,636,970,000 | 1,655,453,000 | 1,646,356,000 |
| Total loans | 934,701,000 | 1,092,943,000 | 1,167,881,000 | 1,182,933,000 |
| Allowance for loan losses | 4,945,000 | 5,664,000 | 5,993,000 | 6,216,000 |
| Securities available for sale | 86,015,000 | 72,229,000 | 64,843,000 | 54,454,000 |
| Securities held to maturity | 359,925,000 | 351,383,000 | 315,531,000 | 280,403,000 |
| Trading assets | 526,000 | 1,339,000 | 3,222,000 | 1,886,000 |
| Total deposits | 1,266,774,000 | 1,292,356,000 | 1,293,568,000 | 1,310,581,000 |
| Interest-bearing deposits | 1,127,557,000 | 1,149,701,000 | 1,150,011,000 | 1,169,573,000 |
| Noninterest-bearing deposits | 139,217,000 | 142,655,000 | 143,557,000 | 141,008,000 |
| Equity capital | 208,651,000 | 211,204,000 | 214,520,000 | 217,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,679,000 | 27,650,000 | 43,687,000 | 59,439,000 |
| Interest expense | 3,094,000 | 6,472,000 | 10,688,000 | 14,908,000 |
| Net interest income | 10,585,000 | 21,178,000 | 32,999,000 | 44,531,000 |
| Noninterest income | 637,000 | 1,640,000 | 2,460,000 | 3,040,000 |
| Noninterest expense | 8,612,000 | 17,250,000 | 25,935,000 | 34,578,000 |
| Provision for loan losses | 7,000 | 744,000 | 1,078,000 | 1,490,000 |
| Pretax income | 2,603,000 | 4,831,000 | 8,453,000 | 11,510,000 |
| Income tax | 623,000 | 1,209,000 | 2,016,000 | 2,706,000 |
| Net income | 1,980,000 | 3,622,000 | 6,437,000 | 8,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,968,000 | 209,885,000 | 212,970,000 | 215,585,000 |
| Total capital | 212,913,000 | 215,549,000 | 218,963,000 | 221,801,000 |
| Risk-weighted assets | 1,015,812,000 | 1,168,424,000 | 1,241,394,000 | 1,250,470,000 |