Call reports 2018
PCSB BANK — 2018
What PCSB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,455,808,000 | 1,479,170,000 | 1,473,368,000 | 1,554,749,000 |
| Total loans | 883,876,000 | 899,240,000 | 898,652,000 | 903,159,000 |
| Allowance for loan losses | 4,624,000 | 4,904,000 | 4,959,000 | 4,943,000 |
| Securities available for sale | 107,289,000 | 105,473,000 | 101,540,000 | 92,686,000 |
| Securities held to maturity | 373,827,000 | 361,183,000 | 351,606,000 | 365,686,000 |
| Trading assets | 0 | 0 | 105,000 | 343,000 |
| Total deposits | 1,169,491,000 | 1,239,459,000 | 1,230,579,000 | 1,301,590,000 |
| Interest-bearing deposits | 1,041,703,000 | 1,107,014,000 | 1,098,439,000 | 1,138,777,000 |
| Noninterest-bearing deposits | 127,788,000 | 132,445,000 | 132,140,000 | 162,813,000 |
| Equity capital | 196,889,000 | 200,057,000 | 202,636,000 | 205,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,666,000 | 25,042,000 | 37,663,000 | 50,920,000 |
| Interest expense | 1,672,000 | 3,767,000 | 6,084,000 | 8,752,000 |
| Net interest income | 9,994,000 | 21,275,000 | 31,579,000 | 42,168,000 |
| Noninterest income | 555,000 | 1,140,000 | 1,836,000 | 2,704,000 |
| Noninterest expense | 7,723,000 | 15,862,000 | 23,758,000 | 32,136,000 |
| Provision for loan losses | 54,000 | 79,000 | 138,000 | 144,000 |
| Pretax income | 2,772,000 | 6,536,000 | 9,581,000 | 12,710,000 |
| Income tax | 579,000 | 1,660,000 | 2,371,000 | 3,137,000 |
| Net income | 2,193,000 | 4,876,000 | 7,210,000 | 9,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,534,000 | 200,488,000 | 203,094,000 | 205,731,000 |
| Total capital | 202,158,000 | 205,392,000 | 208,053,000 | 210,674,000 |
| Risk-weighted assets | 933,660,000 | 949,893,000 | 959,520,000 | 992,236,000 |