Call reports 2017
PCSB BANK — 2017
What PCSB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,407,596,000 | 1,424,783,000 | 1,410,096,000 | 1,442,147,000 |
| Total loans | 775,700,000 | 808,953,000 | 842,495,000 | 835,139,000 |
| Allowance for loan losses | 4,830,000 | 5,150,000 | 5,268,000 | 4,471,000 |
| Securities available for sale | 99,254,000 | 111,857,000 | 106,579,000 | 102,682,000 |
| Securities held to maturity | 297,984,000 | 389,416,000 | 371,980,000 | 375,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,122,194,000 | 1,169,454,000 | 1,159,189,000 | 1,196,718,000 |
| Interest-bearing deposits | 985,922,000 | 1,031,758,000 | 1,025,014,000 | 1,045,239,000 |
| Noninterest-bearing deposits | 136,272,000 | 137,696,000 | 134,175,000 | 151,479,000 |
| Equity capital | 117,270,000 | 192,308,000 | 194,296,000 | 194,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,406,000 | 21,155,000 | 32,519,000 | 44,197,000 |
| Interest expense | 1,309,000 | 2,745,000 | 4,330,000 | 5,967,000 |
| Net interest income | 9,097,000 | 18,410,000 | 28,189,000 | 38,230,000 |
| Noninterest income | 468,000 | 1,131,000 | 1,666,000 | 2,366,000 |
| Noninterest expense | 6,561,000 | 14,363,000 | 22,169,000 | 30,146,000 |
| Provision for loan losses | 235,000 | 235,000 | 370,000 | 570,000 |
| Pretax income | 2,769,000 | 4,943,000 | 7,490,000 | 10,054,000 |
| Income tax | 878,000 | 1,555,000 | 2,356,000 | 4,354,000 |
| Net income | 1,891,000 | 3,388,000 | 5,134,000 | 5,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,357,000 | 190,990,000 | 193,110,000 | 195,169,000 |
| Total capital | 121,187,000 | 196,140,000 | 198,378,000 | 199,640,000 |
| Risk-weighted assets | 831,684,000 | 880,011,000 | 909,920,000 | 902,025,000 |