Call reports 2011
PCSB BANK — 2011
What PCSB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 969,570,000 | 970,700,000 | 960,721,000 | 956,415,000 |
| Total loans | 504,896,000 | 495,883,000 | 496,655,000 | 478,269,000 |
| Allowance for loan losses | 4,874,000 | 8,445,000 | 8,746,000 | 4,985,000 |
| Securities available for sale | 86,302,000 | 89,999,000 | 82,038,000 | 75,176,000 |
| Securities held to maturity | 253,446,000 | 262,835,000 | 263,832,000 | 259,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 854,725,000 | 859,775,000 | 848,458,000 | 842,868,000 |
| Interest-bearing deposits | 761,110,000 | 765,825,000 | 748,974,000 | 745,535,000 |
| Noninterest-bearing deposits | 93,615,000 | 93,950,000 | 99,484,000 | 97,333,000 |
| Equity capital | 105,429,000 | 105,283,000 | 106,472,000 | 107,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,423,000 | 16,627,000 | 24,777,000 | 32,670,000 |
| Interest expense | 1,745,000 | 3,490,000 | 5,211,000 | 6,828,000 |
| Net interest income | 6,678,000 | 13,137,000 | 19,566,000 | 25,842,000 |
| Noninterest income | 272,000 | 570,000 | 897,000 | 1,187,000 |
| Noninterest expense | 4,876,000 | 9,687,000 | 14,432,000 | 19,337,000 |
| Provision for loan losses | 148,000 | 3,897,000 | 4,322,000 | 4,947,000 |
| Pretax income | 1,932,000 | 129,000 | 1,715,000 | 2,754,000 |
| Income tax | 647,000 | 16,000 | 563,000 | 915,000 |
| Net income | 1,285,000 | 113,000 | 1,152,000 | 1,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,088,000 | 108,915,000 | 109,954,000 | 110,641,000 |
| Total capital | 114,962,000 | 115,301,000 | 116,347,000 | 115,626,000 |
| Risk-weighted assets | 516,803,000 | 508,833,000 | 509,094,000 | 493,348,000 |