Call reports 2008
PCSB BANK — 2008
What PCSB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 883,695,000 | 904,299,000 | 888,580,000 | 896,619,000 |
| Total loans | 457,505,000 | 470,044,000 | 489,607,000 | 499,540,000 |
| Allowance for loan losses | 2,915,000 | 3,077,000 | 3,253,000 | 3,404,000 |
| Securities available for sale | 75,834,000 | 72,013,000 | 69,255,000 | 61,872,000 |
| Securities held to maturity | 272,177,000 | 276,781,000 | 265,915,000 | 246,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,960,000 | 801,457,000 | 784,501,000 | 791,645,000 |
| Interest-bearing deposits | 694,972,000 | 713,861,000 | 694,534,000 | 705,736,000 |
| Noninterest-bearing deposits | 86,988,000 | 87,596,000 | 89,967,000 | 85,909,000 |
| Equity capital | 99,200,000 | 99,176,000 | 100,425,000 | 101,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 11,203,000 | 21,959,000 | 32,743,000 | 43,128,000 |
| Interest expense | 5,815,000 | 10,803,000 | 15,440,000 | 20,063,000 |
| Net interest income | 5,388,000 | 11,156,000 | 17,303,000 | 23,065,000 |
| Noninterest income | 340,000 | 671,000 | 1,073,000 | 1,476,000 |
| Noninterest expense | 4,236,000 | 8,469,000 | 12,950,000 | 17,530,000 |
| Provision for loan losses | 132,000 | 291,000 | 482,000 | 681,000 |
| Pretax income | 1,343,000 | 3,051,000 | 4,853,000 | 6,164,000 |
| Income tax | 392,000 | 896,000 | 1,427,000 | 1,814,000 |
| Net income | 951,000 | 2,155,000 | 3,426,000 | 4,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,330,000 | 100,535,000 | 101,806,000 | 102,708,000 |
| Total capital | 102,248,000 | 103,614,000 | 105,063,000 | 106,112,000 |
| Risk-weighted assets | 479,032,000 | 493,919,000 | 503,996,000 | 505,791,000 |
Machine access — free, no API key
Every figure shown here about PCSB BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.