Call reports 2007
PCSB BANK — 2007
What PCSB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 880,335,000 | 891,173,000 | 877,698,000 | 881,284,000 |
| Total loans | 402,597,000 | 421,487,000 | 434,182,000 | 447,730,000 |
| Allowance for loan losses | 2,971,000 | 3,033,000 | 3,091,000 | 3,124,000 |
| Securities available for sale | 76,274,000 | 71,406,000 | 66,368,000 | 65,075,000 |
| Securities held to maturity | 323,278,000 | 326,049,000 | 313,159,000 | 284,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,975,000 | 794,854,000 | 779,169,000 | 781,451,000 |
| Interest-bearing deposits | 697,164,000 | 701,905,000 | 687,487,000 | 693,587,000 |
| Noninterest-bearing deposits | 86,811,000 | 92,949,000 | 91,682,000 | 87,864,000 |
| Equity capital | 94,204,000 | 94,087,000 | 96,071,000 | 97,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,282,000 | 22,969,000 | 34,880,000 | 46,633,000 |
| Interest expense | 5,647,000 | 11,625,000 | 17,758,000 | 23,958,000 |
| Net interest income | 5,635,000 | 11,344,000 | 17,122,000 | 22,675,000 |
| Noninterest income | 320,000 | 702,000 | 1,068,000 | 1,457,000 |
| Noninterest expense | 4,284,000 | 8,606,000 | 12,694,000 | 16,849,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,611,000 | 3,319,000 | 5,315,000 | 7,045,000 |
| Income tax | 506,000 | 926,000 | 1,511,000 | 2,013,000 |
| Net income | 1,105,000 | 2,393,000 | 3,804,000 | 5,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,452,000 | 95,740,000 | 97,151,000 | 98,380,000 |
| Total capital | 97,426,000 | 98,776,000 | 100,245,000 | 101,507,000 |
| Risk-weighted assets | 445,144,000 | 464,028,000 | 466,020,000 | 474,504,000 |
Machine access — free, no API key
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