Call reports 2006
PCSB BANK — 2006
What PCSB BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 888,488,000 | 906,945,000 | 886,173,000 | 873,589,000 |
| Total loans | 377,505,000 | 383,856,000 | 393,278,000 | 399,147,000 |
| Allowance for loan losses | 2,768,000 | 2,816,000 | 2,882,000 | 2,942,000 |
| Securities available for sale | 68,244,000 | 66,540,000 | 71,952,000 | 65,407,000 |
| Securities held to maturity | 364,478,000 | 343,847,000 | 338,090,000 | 327,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 797,547,000 | 815,272,000 | 792,344,000 | 778,910,000 |
| Interest-bearing deposits | 707,556,000 | 717,586,000 | 695,696,000 | 689,680,000 |
| Noninterest-bearing deposits | 89,991,000 | 97,686,000 | 96,648,000 | 89,230,000 |
| Equity capital | 88,184,000 | 89,532,000 | 91,754,000 | 92,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,646,000 | 21,689,000 | 33,047,000 | 44,303,000 |
| Interest expense | 4,322,000 | 9,186,000 | 14,509,000 | 20,195,000 |
| Net interest income | 6,324,000 | 12,503,000 | 18,538,000 | 24,108,000 |
| Noninterest income | 387,000 | 735,000 | 1,177,000 | 1,509,000 |
| Noninterest expense | 4,214,000 | 8,291,000 | 12,429,000 | 16,454,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,437,000 | 4,827,000 | 7,106,000 | 8,923,000 |
| Income tax | 836,000 | 1,622,000 | 2,368,000 | 2,942,000 |
| Net income | 1,601,000 | 3,205,000 | 4,738,000 | 5,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,967,000 | 90,571,000 | 92,103,000 | 93,327,000 |
| Total capital | 91,739,000 | 93,390,000 | 94,988,000 | 96,272,000 |
| Risk-weighted assets | 423,088,000 | 433,537,000 | 436,509,000 | 440,568,000 |
Machine access — free, no API key
Every figure shown here about PCSB BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.