Call reports 2005
PCSB BANK — 2005
What PCSB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 890,549,000 | 898,316,000 | 895,440,000 | 885,882,000 |
| Total loans | 338,716,000 | 359,262,000 | 374,964,000 | 374,826,000 |
| Allowance for loan losses | 2,542,000 | 2,603,000 | 2,664,000 | 2,715,000 |
| Securities available for sale | 71,315,000 | 70,215,000 | 66,289,000 | 64,955,000 |
| Securities held to maturity | 386,820,000 | 382,718,000 | 388,839,000 | 377,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 806,594,000 | 812,718,000 | 808,129,000 | 797,080,000 |
| Interest-bearing deposits | 710,080,000 | 712,284,000 | 703,570,000 | 702,753,000 |
| Noninterest-bearing deposits | 96,514,000 | 100,434,000 | 104,559,000 | 94,327,000 |
| Equity capital | 81,339,000 | 83,823,000 | 85,349,000 | 86,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,697,000 | 19,633,000 | 30,015,000 | 40,574,000 |
| Interest expense | 3,133,000 | 6,462,000 | 10,013,000 | 13,975,000 |
| Net interest income | 6,564,000 | 13,171,000 | 20,002,000 | 26,599,000 |
| Noninterest income | 329,000 | 670,000 | 1,046,000 | 1,370,000 |
| Noninterest expense | 3,661,000 | 7,558,000 | 11,404,000 | 15,371,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 3,172,000 | 6,163,000 | 9,453,000 | 12,333,000 |
| Income tax | 1,174,000 | 2,281,000 | 3,498,000 | 4,564,000 |
| Net income | 1,998,000 | 3,882,000 | 5,955,000 | 7,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,596,000 | 83,480,000 | 85,553,000 | 87,367,000 |
| Total capital | 84,141,000 | 86,086,000 | 88,221,000 | 90,086,000 |
| Risk-weighted assets | 395,041,000 | 411,760,000 | 424,297,000 | 420,494,000 |
Machine access — free, no API key
Every figure shown here about PCSB BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.