Call reports 2003
PCSB BANK — 2003
What PCSB BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 819,214,000 | 845,017,000 | 850,750,000 | 852,668,000 |
| Total loans | 311,072,000 | 309,459,000 | 313,042,000 | 321,345,000 |
| Allowance for loan losses | 1,919,000 | 2,065,000 | 2,153,000 | 2,153,000 |
| Securities available for sale | 72,634,000 | 83,802,000 | 85,964,000 | 78,034,000 |
| Securities held to maturity | 316,179,000 | 324,931,000 | 345,059,000 | 340,563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 747,424,000 | 772,055,000 | 775,790,000 | 777,048,000 |
| Interest-bearing deposits | 664,057,000 | 678,728,000 | 679,034,000 | 672,591,000 |
| Noninterest-bearing deposits | 83,367,000 | 93,327,000 | 96,756,000 | 104,457,000 |
| Equity capital | 68,088,000 | 70,264,000 | 71,762,000 | 73,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,175,000 | 18,318,000 | 27,293,000 | 36,237,000 |
| Interest expense | 3,212,000 | 6,376,000 | 9,245,000 | 11,980,000 |
| Net interest income | 5,963,000 | 11,942,000 | 18,048,000 | 24,257,000 |
| Noninterest income | 321,000 | 650,000 | 1,029,000 | 1,374,000 |
| Noninterest expense | 2,986,000 | 6,099,000 | 9,117,000 | 12,335,000 |
| Provision for loan losses | 125,000 | 250,000 | 333,000 | 333,000 |
| Pretax income | 3,173,000 | 6,243,000 | 9,627,000 | 12,963,000 |
| Income tax | 1,190,000 | 2,341,000 | 3,610,000 | 4,861,000 |
| Net income | 1,983,000 | 3,902,000 | 6,017,000 | 8,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,140,000 | 68,060,000 | 70,175,000 | 72,260,000 |
| Total capital | 68,059,000 | 70,125,000 | 72,328,000 | 74,414,000 |
| Risk-weighted assets | 337,033,000 | 345,180,000 | 352,969,000 | 357,387,000 |
Machine access — free, no API key
Every figure shown here about PCSB BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.