Call reports 2012
SECURITY SAVINGS BANK, SSB — 2012
What SECURITY SAVINGS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 294,530,000 | 282,986,000 | 270,598,000 | 241,311,000 |
| Total loans | 195,803,000 | 181,136,000 | 174,034,000 | 165,431,000 |
| Allowance for loan losses | 7,196,000 | 6,675,000 | 6,784,000 | 6,883,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,626,000 | 8,578,000 | 10,537,000 | 7,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,779,000 | 226,971,000 | 216,677,000 | 189,239,000 |
| Interest-bearing deposits | 216,816,000 | 209,028,000 | 200,999,000 | 175,311,000 |
| Noninterest-bearing deposits | 18,963,000 | 17,943,000 | 15,678,000 | 13,928,000 |
| Equity capital | 12,417,000 | 9,820,000 | 7,780,000 | 6,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,874,000 | 5,589,000 | 8,101,000 | 10,505,000 |
| Interest expense | 1,019,000 | 1,975,000 | 2,894,000 | 3,757,000 |
| Net interest income | 1,855,000 | 3,614,000 | 5,207,000 | 6,748,000 |
| Noninterest income | -547,000 | -2,173,000 | -3,104,000 | -3,769,000 |
| Noninterest expense | 2,479,000 | 4,818,000 | 7,078,000 | 9,317,000 |
| Provision for loan losses | 7,000 | 398,000 | 840,000 | 1,113,000 |
| Pretax income | -1,178,000 | -3,775,000 | -5,815,000 | -7,451,000 |
| Income tax | 0 | 0 | 0 | -4,000 |
| Net income | -1,178,000 | -3,775,000 | -5,815,000 | -7,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,417,000 | 9,820,000 | 7,780,000 | 6,148,000 |
| Total capital | 14,782,000 | 12,012,000 | 9,878,000 | 8,123,000 |
| Risk-weighted assets | 184,370,000 | 170,871,000 | 163,130,000 | 153,079,000 |