Call reports 2011
SECURITY SAVINGS BANK, SSB — 2011
What SECURITY SAVINGS BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 345,863,000 | 343,284,000 | 321,645,000 | 309,751,000 |
| Total loans | 243,666,000 | 231,005,000 | 217,018,000 | 207,007,000 |
| Allowance for loan losses | 11,579,000 | 10,182,000 | 10,107,000 | 9,162,000 |
| Securities available for sale | 20,000 | 18,000 | 0 | 0 |
| Securities held to maturity | 6,214,000 | 5,943,000 | 5,878,000 | 11,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,086,000 | 281,668,000 | 260,996,000 | 250,105,000 |
| Interest-bearing deposits | 264,884,000 | 265,722,000 | 245,215,000 | 234,885,000 |
| Noninterest-bearing deposits | 17,202,000 | 15,946,000 | 15,781,000 | 15,220,000 |
| Equity capital | 15,389,000 | 15,610,000 | 14,699,000 | 13,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,651,000 | 7,296,000 | 10,314,000 | 13,458,000 |
| Interest expense | 1,309,000 | 2,572,000 | 3,755,000 | 4,843,000 |
| Net interest income | 2,342,000 | 4,724,000 | 6,559,000 | 8,615,000 |
| Noninterest income | 502,000 | 2,082,000 | 1,723,000 | 1,574,000 |
| Noninterest expense | 2,700,000 | 5,452,000 | 7,546,000 | 10,169,000 |
| Provision for loan losses | -146,000 | 840,000 | 932,000 | 1,320,000 |
| Pretax income | 290,000 | 514,000 | -220,000 | -1,324,000 |
| Income tax | -2,000 | -1,000 | 192,000 | 192,000 |
| Net income | 292,000 | 515,000 | -412,000 | -1,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,389,000 | 15,610,000 | 14,699,000 | 13,595,000 |
| Total capital | 18,487,000 | 18,551,000 | 17,294,000 | 16,098,000 |
| Risk-weighted assets | 239,212,000 | 227,927,000 | 200,131,000 | 193,594,000 |