Call reports 2017
BLOOMBANK — 2017
What BLOOMBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 394,647,000 | 398,308,000 | 398,841,000 | 387,820,000 |
| Total loans | 265,858,000 | 269,805,000 | 271,878,000 | 261,775,000 |
| Allowance for loan losses | 3,403,000 | 3,411,000 | 3,454,000 | 3,329,000 |
| Securities available for sale | 86,464,000 | 89,453,000 | 89,445,000 | 89,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,555,000 | 324,219,000 | 323,011,000 | 316,366,000 |
| Interest-bearing deposits | 301,887,000 | 306,545,000 | 297,023,000 | 289,398,000 |
| Noninterest-bearing deposits | 16,668,000 | 17,674,000 | 25,988,000 | 26,968,000 |
| Equity capital | 44,138,000 | 46,019,000 | 47,125,000 | 45,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,909,000 | 7,858,000 | 11,930,000 | 15,970,000 |
| Interest expense | 326,000 | 665,000 | 1,006,000 | 1,346,000 |
| Net interest income | 3,583,000 | 7,193,000 | 10,924,000 | 14,624,000 |
| Noninterest income | 638,000 | 1,436,000 | 2,720,000 | 3,302,000 |
| Noninterest expense | 3,366,000 | 6,685,000 | 10,149,000 | 13,770,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 865,000 | 1,996,000 | 3,573,000 | 4,238,000 |
| Income tax | 187,000 | 261,000 | 607,000 | 736,000 |
| Net income | 678,000 | 1,735,000 | 2,966,000 | 3,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,216,000 | 42,347,000 | 43,926,000 | 42,588,000 |
| Total capital | 44,619,000 | 45,758,000 | 47,380,000 | 45,917,000 |
| Risk-weighted assets | 287,548,000 | 290,578,000 | 293,263,000 | 282,562,000 |