Call reports 2016
BLOOMBANK — 2016
What BLOOMBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 387,116,000 | 404,294,000 | 387,211,000 | 385,168,000 |
| Total loans | 260,653,000 | 264,837,000 | 257,105,000 | 262,993,000 |
| Allowance for loan losses | 4,318,000 | 4,242,000 | 3,930,000 | 3,701,000 |
| Securities available for sale | 87,654,000 | 87,852,000 | 89,433,000 | 86,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,187,000 | 320,396,000 | 308,371,000 | 312,402,000 |
| Interest-bearing deposits | 288,020,000 | 299,941,000 | 291,966,000 | 296,955,000 |
| Noninterest-bearing deposits | 20,167,000 | 20,455,000 | 16,405,000 | 15,447,000 |
| Equity capital | 47,467,000 | 48,661,000 | 47,554,000 | 42,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,794,000 | 7,697,000 | 11,674,000 | 15,541,000 |
| Interest expense | 275,000 | 591,000 | 925,000 | 1,241,000 |
| Net interest income | 3,519,000 | 7,106,000 | 10,749,000 | 14,300,000 |
| Noninterest income | 675,000 | 1,479,000 | 2,352,000 | 2,746,000 |
| Noninterest expense | 3,211,000 | 6,629,000 | 10,128,000 | 13,379,000 |
| Provision for loan losses | 0 | 62,000 | 92,000 | 122,000 |
| Pretax income | 1,027,000 | 2,043,000 | 3,084,000 | 3,749,000 |
| Income tax | 263,000 | 518,000 | 774,000 | 945,000 |
| Net income | 764,000 | 1,525,000 | 2,310,000 | 2,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,430,000 | 43,444,000 | 42,486,000 | 40,352,000 |
| Total capital | 45,922,000 | 47,013,000 | 45,974,000 | 43,894,000 |
| Risk-weighted assets | 277,633,000 | 284,079,000 | 277,920,000 | 282,563,000 |