Call reports 2015
BLOOMBANK — 2015
What BLOOMBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 382,563,000 | 388,571,000 | 385,261,000 | 391,419,000 |
| Total loans | 248,764,000 | 252,696,000 | 256,600,000 | 257,807,000 |
| Allowance for loan losses | 4,471,000 | 4,806,000 | 4,767,000 | 4,360,000 |
| Securities available for sale | 90,086,000 | 89,798,000 | 88,562,000 | 88,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,215,000 | 307,586,000 | 306,997,000 | 315,507,000 |
| Interest-bearing deposits | 289,494,000 | 288,973,000 | 290,436,000 | 298,892,000 |
| Noninterest-bearing deposits | 16,721,000 | 18,613,000 | 16,561,000 | 16,615,000 |
| Equity capital | 47,214,000 | 46,932,000 | 45,455,000 | 46,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,804,000 | 7,624,000 | 11,527,000 | 15,510,000 |
| Interest expense | 321,000 | 636,000 | 945,000 | 1,229,000 |
| Net interest income | 3,483,000 | 6,988,000 | 10,582,000 | 14,281,000 |
| Noninterest income | 646,000 | 1,358,000 | 2,004,000 | 2,568,000 |
| Noninterest expense | 3,170,000 | 6,500,000 | 9,588,000 | 12,998,000 |
| Provision for loan losses | 26,000 | 26,000 | 26,000 | 36,000 |
| Pretax income | 990,000 | 1,942,000 | 3,141,000 | 3,985,000 |
| Income tax | 259,000 | 503,000 | 837,000 | 1,032,000 |
| Net income | 731,000 | 1,439,000 | 2,304,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,514,000 | 42,239,000 | 40,567,000 | 41,402,000 |
| Total capital | 47,019,000 | 45,592,000 | 43,959,000 | 44,874,000 |
| Risk-weighted assets | 253,212,000 | 264,914,000 | 268,411,000 | 275,377,000 |