Call reports 2018
FARMERS & MERCHANTS BANK OF ORFORDVILLE — 2018
What FARMERS & MERCHANTS BANK OF ORFORDVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 52,131,000 | 51,656,000 | 52,064,000 | 54,633,000 |
| Total loans | 31,469,000 | 32,937,000 | 33,181,000 | 32,430,000 |
| Allowance for loan losses | 496,000 | 493,000 | 511,000 | 472,000 |
| Securities available for sale | 12,897,000 | 12,947,000 | 12,558,000 | 11,703,000 |
| Securities held to maturity | 395,000 | 395,000 | 395,000 | 395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,093,000 | 43,428,000 | 44,004,000 | 46,638,000 |
| Interest-bearing deposits | 35,216,000 | 34,976,000 | 35,777,000 | 37,817,000 |
| Noninterest-bearing deposits | 8,877,000 | 8,452,000 | 8,227,000 | 8,821,000 |
| Equity capital | 6,868,000 | 6,988,000 | 7,104,000 | 7,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 1,008,000 | 1,542,000 | 2,085,000 |
| Interest expense | 58,000 | 133,000 | 224,000 | 322,000 |
| Net interest income | 434,000 | 875,000 | 1,318,000 | 1,763,000 |
| Noninterest income | 38,000 | 71,000 | 127,000 | 168,000 |
| Noninterest expense | 298,000 | 616,000 | 921,000 | 1,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 330,000 | 524,000 | 618,000 |
| Income tax | 35,000 | 71,000 | 107,000 | 136,000 |
| Net income | 139,000 | 259,000 | 417,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,974,000 | 7,092,000 | 7,252,000 | 7,262,000 |
| Total capital | 7,341,000 | 7,474,000 | 7,631,000 | 7,631,000 |
| Risk-weighted assets | 29,273,000 | 30,498,000 | 30,258,000 | 29,426,000 |