Call reports 2017
FARMERS & MERCHANTS BANK OF ORFORDVILLE — 2017
What FARMERS & MERCHANTS BANK OF ORFORDVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 51,787,000 | 51,269,000 | 51,751,000 | 52,042,000 |
| Total loans | 31,038,000 | 30,703,000 | 31,467,000 | 31,822,000 |
| Allowance for loan losses | 554,000 | 550,000 | 540,000 | 484,000 |
| Securities available for sale | 12,276,000 | 12,268,000 | 12,701,000 | 12,915,000 |
| Securities held to maturity | 555,000 | 515,000 | 455,000 | 455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,716,000 | 42,366,000 | 43,622,000 | 44,482,000 |
| Interest-bearing deposits | 35,654,000 | 35,322,000 | 36,280,000 | 36,353,000 |
| Noninterest-bearing deposits | 8,062,000 | 7,044,000 | 7,342,000 | 8,129,000 |
| Equity capital | 6,696,000 | 6,793,000 | 6,911,000 | 6,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 932,000 | 1,418,000 | 1,919,000 |
| Interest expense | 51,000 | 102,000 | 158,000 | 217,000 |
| Net interest income | 415,000 | 830,000 | 1,260,000 | 1,702,000 |
| Noninterest income | 34,000 | 63,000 | 99,000 | 141,000 |
| Noninterest expense | 270,000 | 596,000 | 898,000 | 1,290,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 297,000 | 461,000 | 553,000 |
| Income tax | 56,000 | 105,000 | 149,000 | 242,000 |
| Net income | 123,000 | 192,000 | 312,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,699,000 | 6,768,000 | 6,889,000 | 6,834,000 |
| Total capital | 7,062,000 | 7,133,000 | 7,263,000 | 7,196,000 |
| Risk-weighted assets | 28,874,000 | 29,078,000 | 29,790,000 | 28,904,000 |