Call reports 2025
SAVINGS BANK — 2025
What SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 288,808,000 | 289,876,000 | 298,504,000 | 292,884,000 |
| Total loans | 216,793,000 | 218,190,000 | 225,526,000 | 222,071,000 |
| Allowance for loan losses | 3,711,000 | 3,937,000 | 3,751,000 | 3,476,000 |
| Securities available for sale | 64,978,000 | 63,294,000 | 64,971,000 | 65,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,040,000 | 240,929,000 | 249,345,000 | 251,779,000 |
| Interest-bearing deposits | 217,516,000 | 219,035,000 | 227,363,000 | 223,471,000 |
| Noninterest-bearing deposits | 23,524,000 | 21,894,000 | 21,982,000 | 28,308,000 |
| Equity capital | 33,122,000 | 34,096,000 | 36,080,000 | 37,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,914,000 | 8,094,000 | 12,380,000 | 16,662,000 |
| Interest expense | 1,758,000 | 3,633,000 | 5,496,000 | 7,279,000 |
| Net interest income | 2,156,000 | 4,461,000 | 6,884,000 | 9,383,000 |
| Noninterest income | 56,000 | 136,000 | 186,000 | 266,000 |
| Noninterest expense | 1,093,000 | 2,423,000 | 3,318,000 | 4,395,000 |
| Provision for loan losses | 225,000 | 450,000 | 775,000 | 1,000,000 |
| Pretax income | 894,000 | 1,724,000 | 2,977,000 | 4,254,000 |
| Income tax | 55,000 | 107,000 | 160,000 | 165,000 |
| Net income | 839,000 | 1,617,000 | 2,817,000 | 4,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,031,000 | 37,499,000 | 38,407,000 | 39,387,000 |
| Total capital | 40,357,000 | 40,793,000 | 41,582,000 | 42,496,000 |
| Risk-weighted assets | 265,754,000 | 262,949,000 | 253,474,000 | 248,431,000 |
Machine access — free, no API key
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