Call reports 2024
SAVINGS BANK — 2024
What SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 282,598,000 | 277,802,000 | 286,521,000 | 278,904,000 |
| Total loans | 202,970,000 | 202,330,000 | 208,293,000 | 206,940,000 |
| Allowance for loan losses | 3,125,000 | 3,156,000 | 2,156,000 | 3,486,000 |
| Securities available for sale | 71,533,000 | 71,463,000 | 72,272,000 | 65,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,332,000 | 229,868,000 | 240,372,000 | 244,238,000 |
| Interest-bearing deposits | 161,375,000 | 208,574,000 | 218,497,000 | 159,005,000 |
| Noninterest-bearing deposits | 71,957,000 | 21,294,000 | 21,875,000 | 85,233,000 |
| Equity capital | 30,977,000 | 31,372,000 | 32,870,000 | 31,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,927,000 | 7,844,000 | 11,878,000 | 15,825,000 |
| Interest expense | 2,058,000 | 4,177,000 | 6,385,000 | 8,371,000 |
| Net interest income | 1,869,000 | 3,667,000 | 5,493,000 | 7,454,000 |
| Noninterest income | 130,000 | 192,000 | 275,000 | 534,000 |
| Noninterest expense | 998,000 | 1,973,000 | 2,987,000 | 4,045,000 |
| Provision for loan losses | 30,000 | 60,000 | 1,060,000 | 2,390,000 |
| Pretax income | 971,000 | 1,826,000 | 1,721,000 | 1,553,000 |
| Income tax | 49,000 | 92,000 | 121,000 | 71,000 |
| Net income | 922,000 | 1,734,000 | 1,600,000 | 1,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,347,000 | 36,800,000 | 36,310,000 | 36,192,000 |
| Total capital | 39,473,000 | 39,912,000 | 38,466,000 | 39,370,000 |
| Risk-weighted assets | 252,497,000 | 248,957,000 | 242,934,000 | 253,931,000 |
Machine access — free, no API key
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