Call reports 2023
SAVINGS BANK — 2023
What SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 265,114,000 | 269,198,000 | 273,021,000 | 278,443,000 |
| Total loans | 183,930,000 | 188,176,000 | 194,747,000 | 199,158,000 |
| Allowance for loan losses | 3,005,000 | 3,035,000 | 3,065,000 | 3,096,000 |
| Securities available for sale | 76,190,000 | 75,187,000 | 73,104,000 | 74,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,222,000 | 230,846,000 | 227,463,000 | 225,646,000 |
| Interest-bearing deposits | 204,784,000 | 205,870,000 | 201,616,000 | 196,558,000 |
| Noninterest-bearing deposits | 27,438,000 | 24,976,000 | 25,847,000 | 29,088,000 |
| Equity capital | 28,721,000 | 28,754,000 | 27,477,000 | 30,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,222,000 | 6,622,000 | 10,241,000 | 13,999,000 |
| Interest expense | 1,337,000 | 3,007,000 | 4,846,000 | 6,833,000 |
| Net interest income | 1,885,000 | 3,615,000 | 5,395,000 | 7,166,000 |
| Noninterest income | 63,000 | 230,000 | 319,000 | 380,000 |
| Noninterest expense | 922,000 | 1,935,000 | 2,884,000 | 3,873,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 996,000 | 1,850,000 | 2,740,000 | 3,553,000 |
| Income tax | 50,000 | 93,000 | 138,000 | 164,000 |
| Net income | 946,000 | 1,757,000 | 2,602,000 | 3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,521,000 | 34,936,000 | 35,388,000 | 35,781,000 |
| Total capital | — | — | 38,407,000 | 38,877,000 |
| Risk-weighted assets | — | — | 241,476,000 | 250,925,000 |
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