Call reports 2022
SAVINGS BANK — 2022
What SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 253,249,000 | 255,306,000 | 260,048,000 | 271,931,000 |
| Total loans | 173,470,000 | 176,708,000 | 184,795,000 | 194,224,000 |
| Allowance for loan losses | 2,885,000 | 2,795,000 | 2,825,000 | 2,975,000 |
| Securities available for sale | 74,611,000 | 75,520,000 | 71,312,000 | 72,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,169,000 | 222,472,000 | 224,215,000 | 230,247,000 |
| Interest-bearing deposits | 197,407,000 | 197,885,000 | 197,326,000 | 202,564,000 |
| Noninterest-bearing deposits | 26,762,000 | 24,587,000 | 26,889,000 | 27,683,000 |
| Equity capital | 28,564,000 | 27,228,000 | 24,957,000 | 27,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,092,000 | 4,408,000 | 7,106,000 | 10,161,000 |
| Interest expense | 317,000 | 677,000 | 1,327,000 | 2,379,000 |
| Net interest income | 1,775,000 | 3,731,000 | 5,779,000 | 7,782,000 |
| Noninterest income | 97,000 | 168,000 | 318,000 | 414,000 |
| Noninterest expense | 896,000 | 1,817,000 | 2,749,000 | 3,712,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 946,000 | 2,022,000 | 3,258,000 | 4,364,000 |
| Income tax | 53,000 | 101,000 | 164,000 | 211,000 |
| Net income | 893,000 | 1,921,000 | 3,094,000 | 4,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,827,000 | 32,479,000 | 33,276,000 | 33,961,000 |
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