Call reports 2020
SAVINGS BANK — 2020
What SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 214,879,000 | 225,865,000 | 222,614,000 | 230,136,000 |
| Total loans | 182,102,000 | 187,911,000 | 179,848,000 | 178,713,000 |
| Allowance for loan losses | 2,571,000 | 2,640,000 | 2,678,000 | 2,704,000 |
| Securities available for sale | 28,048,000 | 27,075,000 | 26,137,000 | 24,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,631,000 | 197,007,000 | 192,990,000 | 200,380,000 |
| Interest-bearing deposits | 170,586,000 | 176,699,000 | 172,058,000 | 175,659,000 |
| Noninterest-bearing deposits | 16,045,000 | 20,308,000 | 20,932,000 | 24,721,000 |
| Equity capital | 27,563,000 | 28,246,000 | 28,914,000 | 29,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,471,000 | 4,763,000 | 7,010,000 | 9,211,000 |
| Interest expense | 808,000 | 1,477,000 | 2,094,000 | 2,659,000 |
| Net interest income | 1,663,000 | 3,286,000 | 4,916,000 | 6,552,000 |
| Noninterest income | 69,000 | 301,000 | 397,000 | 480,000 |
| Noninterest expense | 756,000 | 1,524,000 | 2,393,000 | 3,345,000 |
| Provision for loan losses | 30,000 | 61,000 | 90,000 | 110,000 |
| Pretax income | 946,000 | 2,003,000 | 2,830,000 | 3,577,000 |
| Income tax | 47,000 | 103,000 | 149,000 | 177,000 |
| Net income | 899,000 | 1,900,000 | 2,681,000 | 3,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,444,000 | 28,068,000 | 28,474,000 | 28,817,000 |
Machine access — free, no API key
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