Call reports 2018
SAVINGS BANK — 2018
What SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 197,857,000 | 198,223,000 | 200,673,000 | 208,319,000 |
| Total loans | 160,676,000 | 162,813,000 | 167,203,000 | 175,066,000 |
| Allowance for loan losses | 2,239,000 | 2,315,000 | 2,215,000 | 2,294,000 |
| Securities available for sale | 32,574,000 | 31,347,000 | 30,314,000 | 30,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,547,000 | 164,700,000 | 159,594,000 | 175,625,000 |
| Interest-bearing deposits | 150,056,000 | 149,693,000 | 143,512,000 | 157,384,000 |
| Noninterest-bearing deposits | 16,491,000 | 15,007,000 | 16,082,000 | 18,241,000 |
| Equity capital | 22,355,000 | 23,014,000 | 23,210,000 | 24,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,182,000 | 4,412,000 | 6,740,000 | 9,290,000 |
| Interest expense | 518,000 | 1,100,000 | 1,732,000 | 2,491,000 |
| Net interest income | 1,664,000 | 3,312,000 | 5,008,000 | 6,799,000 |
| Noninterest income | 28,000 | 89,000 | 144,000 | 216,000 |
| Noninterest expense | 744,000 | 1,465,000 | 2,198,000 | 3,013,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 873,000 | 1,786,000 | 2,724,000 | 3,697,000 |
| Income tax | 49,000 | 97,000 | 138,000 | 196,000 |
| Net income | 824,000 | 1,689,000 | 2,586,000 | 3,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,663,000 | 23,199,000 | 23,766,000 | 24,379,000 |
| Total capital | 24,855,000 | 25,391,000 | 25,981,000 | 26,671,000 |
| Risk-weighted assets | 175,238,000 | 175,234,000 | 179,377,000 | 190,393,000 |
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