Call reports 2016
FARMERS AND MERCHANTS STATE BANK, BLOOMFIELD, NEBRASKA — 2016
What FARMERS AND MERCHANTS STATE BANK, BLOOMFIELD, NEBRASKA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 124,618,000 | 121,120,000 | 121,412,000 | 120,402,000 |
| Total loans | 92,401,000 | 87,901,000 | 89,660,000 | 84,743,000 |
| Allowance for loan losses | 1,155,000 | 1,146,000 | 1,140,000 | 1,138,000 |
| Securities available for sale | 18,357,000 | 21,636,000 | 23,274,000 | 21,909,000 |
| Securities held to maturity | 218,000 | 218,000 | 217,000 | 136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,912,000 | 106,129,000 | 101,839,000 | 104,982,000 |
| Interest-bearing deposits | 88,405,000 | 89,744,000 | 83,797,000 | 86,684,000 |
| Noninterest-bearing deposits | 21,507,000 | 16,385,000 | 18,042,000 | 18,298,000 |
| Equity capital | 12,598,000 | 12,985,000 | 13,272,000 | 13,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,274,000 | 3,455,000 | 4,498,000 |
| Interest expense | 66,000 | 133,000 | 194,000 | 261,000 |
| Net interest income | 1,047,000 | 2,141,000 | 3,261,000 | 4,237,000 |
| Noninterest income | 165,000 | 280,000 | 371,000 | 573,000 |
| Noninterest expense | 756,000 | 1,478,000 | 2,186,000 | 2,948,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 451,000 | 938,000 | 1,441,000 | 1,857,000 |
| Income tax | 159,000 | 330,000 | 506,000 | 652,000 |
| Net income | 292,000 | 608,000 | 935,000 | 1,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,533,000 | 12,849,000 | 13,177,000 | 13,446,000 |
| Total capital | 13,688,000 | 13,995,000 | 14,317,000 | 14,584,000 |
| Risk-weighted assets | 114,365,000 | 106,869,000 | 109,009,000 | 107,073,000 |