Call reports 2015
LEITCHFIELD DEPOSIT BANK & TRUST COMPANY — 2015
What LEITCHFIELD DEPOSIT BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,199,000 | 124,758,000 | 118,008,000 | 120,702,000 |
| Total loans | 78,063,000 | 77,603,000 | 78,205,000 | 76,689,000 |
| Allowance for loan losses | 793,000 | 794,000 | 795,000 | 792,000 |
| Securities available for sale | 5,000 | 5,000 | 6,000 | 6,000 |
| Securities held to maturity | 23,843,000 | 26,893,000 | 27,091,000 | 26,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,887,000 | 91,085,000 | 91,131,000 | 90,991,000 |
| Interest-bearing deposits | 69,841,000 | 65,011,000 | 64,374,000 | 64,484,000 |
| Noninterest-bearing deposits | 27,046,000 | 26,074,000 | 26,757,000 | 26,507,000 |
| Equity capital | 18,336,000 | 18,777,000 | 19,257,000 | 19,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,593,000 | 3,912,000 | 5,246,000 |
| Interest expense | 125,000 | 244,000 | 359,000 | 470,000 |
| Net interest income | 1,155,000 | 2,349,000 | 3,553,000 | 4,776,000 |
| Noninterest income | 93,000 | 198,000 | 321,000 | 500,000 |
| Noninterest expense | 649,000 | 1,332,000 | 1,984,000 | 2,649,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 589,000 | 1,205,000 | 1,880,000 | 2,617,000 |
| Income tax | 145,000 | 320,000 | 515,000 | 585,000 |
| Net income | 444,000 | 885,000 | 1,365,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,336,000 | 18,777,000 | 19,257,000 | 19,675,000 |
| Total capital | 19,129,000 | 19,571,000 | 20,052,000 | 20,467,000 |
| Risk-weighted assets | 91,810,000 | 92,946,000 | 85,192,000 | 91,079,000 |