Call reports 2013
LEITCHFIELD DEPOSIT BANK & TRUST COMPANY — 2013
What LEITCHFIELD DEPOSIT BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 117,893,000 | 116,773,000 | 113,088,000 | 111,269,000 |
| Total loans | 74,883,000 | 72,259,000 | 75,649,000 | 78,020,000 |
| Allowance for loan losses | 881,000 | 883,000 | 605,000 | 784,000 |
| Securities available for sale | 5,000 | 6,000 | 5,000 | 6,000 |
| Securities held to maturity | 15,327,000 | 16,342,000 | 16,697,000 | 17,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,924,000 | 88,118,000 | 86,999,000 | 85,558,000 |
| Interest-bearing deposits | 67,492,000 | 65,217,000 | 63,990,000 | 63,418,000 |
| Noninterest-bearing deposits | 23,432,000 | 22,902,000 | 23,009,000 | 22,140,000 |
| Equity capital | 16,555,000 | 16,904,000 | 15,950,000 | 16,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,546,000 | 3,791,000 | 5,087,000 |
| Interest expense | 193,000 | 374,000 | 545,000 | 703,000 |
| Net interest income | 1,125,000 | 2,172,000 | 3,246,000 | 4,384,000 |
| Noninterest income | 236,000 | 359,000 | 513,000 | 718,000 |
| Noninterest expense | 789,000 | 1,470,000 | 2,177,000 | 2,917,000 |
| Provision for loan losses | 0 | 0 | 180,000 | 358,000 |
| Pretax income | 572,000 | 1,061,000 | 1,402,000 | 1,827,000 |
| Income tax | 140,000 | 280,000 | 368,000 | 423,000 |
| Net income | 432,000 | 781,000 | 1,034,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,555,000 | 16,904,000 | 15,950,000 | 16,319,000 |
| Total capital | 17,436,000 | 17,787,000 | 16,555,000 | 17,103,000 |
| Risk-weighted assets | 81,675,000 | 79,692,000 | 81,991,000 | 83,499,000 |